Find Lost Policies
The Center for Life Insurance Disputes helps clients track down lost life insurance policies and claim the benefits that are rightfully theirs.
One of the main reasons people buy life insurance is to provide protection for loved ones after they’re gone. Sometimes, however, policyholders forget to tell their beneficiaries that a policy even exists. In other cases, an individual dies and his or her relatives have no idea where the policy is or which company holds it. As a result, millions of dollars in life insurance death benefits go unclaimed each and every year.
Are You the Beneficiary on a Forgotten or Lost Life Insurance Policy?
The fact is that a life insurance company will not make an attempt to contact you if they don’t know the policyholder is deceased. The responsibility to claim death benefits lies solely with the survivors. There are several reasons why you may wish to track down an old life insurance policy—even if some time has passed since your spouse or family member died:
- To collect a death benefit
- To collect the cash value
- To collect stock from a demutualized insurer (State Mutual, John Hancock and Prudential are just a few)
Trying to find a lost life insurance policy on your own can be like trying to find a needle in a haystack. Thirty years ago, there were approximately 2,500 life insurance companies in the U.S. Over the years, many of these companies have merged into others, demutualized, changed their names or gone into receivership. There are numerous “policy finder” services online today that make cursory attempts to help consumers locate missing policies. However, these limited services can be frustrating to use and are often ineffective in the long run.
We’re Experts at Uncovering Missing Policies for Our Clients
The Center for Life Insurance Disputes has a track record of success in locating lost life insurance policies for our clients. We understand that in a lost-policy scenario, there may be hundreds of thousands of dollars at stake—and that the outcome of our search means a great deal to the client and their family. Our specialists use several proprietary databases to maximize the chances that a policy will be found quickly.
If you’re dealing with the problem of a lost life insurance policy and would like to explore your options for recovery, please contact The Center for Life Insurance Disputes today to find out how we can help.
Call (888) 428-4868 Today for a Free Consultation on Your Lost Life Insurance Policy
Learn about the types of life insurance disputes we handle >>